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Specially designed for people over 45

Full control over
your family budget.

FinanzKlar is the secure web application that lets you track, analyse, and permanently reduce all household expenses — no app installation, no technical knowledge required.

No app needed No credit card GDPR compliant
Register for free Learn more
12,400+
Active users in Austria
€ 340
Avg. savings per month
4.8 ★
User rating

Trusted by Austrian households since 2021

256-Bit SSL Encryption
GDPR Compliant (EU)
Servers based in Austria
Browser only, no app needed
30-day free trial
Why FinanzKlar?

Three reasons that convince

Built with a focus on what people over 45 really need: clarity, security and time savings.

Easy to use on any device

Simple to use

No training needed. Recording an expense takes under 30 seconds. Large, easy-to-read interface — optimised for all devices.

  • No technical knowledge required
  • Free onboarding support
  • Works in any browser
Maximum data security
Most popular feature

Maximum data security

Your financial data is stored exclusively on Austrian servers. Fully GDPR-compliant, protected with 256-bit encryption.

  • 256-Bit AES encryption
  • Servers in Austria only
  • No data sharing with third parties
No more paper receipts

No more paper receipts

No more folders full of receipts. All expenses captured digitally, sorted and accessible at any time — for you and your family.

  • Automatic categorisation
  • Monthly reports at a click
  • Upload receipts as photos
How it works

3 steps to an organised household

No setup fees, no prior knowledge, no installation.

1

Create your account

Sign up in under 2 minutes. Just your first name, email and password — no credit card required. Instant access to all features.

2

Log your expenses

Enter expenses manually or photograph receipts directly through your smartphone browser. Categorisation happens automatically.

3

Enjoy clear reports

Clear charts and monthly reports show you where you can save. Budget alerts via email before any limit is exceeded.

Start for free now
Man reviewing his monthly financial overview on a laptop

Budget alert: Groceries

You have already used 87% of your monthly budget. € 52 remaining.

What FinanzKlar handles for you

Plan household budgets

Set monthly limits per category

Track recurring costs

Rent, utilities, insurance

Share family accounts

Up to 5 people together

PDF & Excel export

For tax returns & archiving

Email budget alerts

Before you exceed your limit

Annual reports

Charts & trend analysis

Customer Reviews

What our users say

★★★★★

Verified user · Vienna

"I finally have an overview. I used to collect receipts and never analyse them. With FinanzKlar it all happens automatically."

Herbert W.

Herbert W., 58

Retired, Vienna

★★★★★

Verified user · Graz

"My wife and I use it together. No more arguing about expenses — everything is documented transparently and fairly."

Franz K.

Franz K., 52

Self-employed, Graz

★★★★★

Verified user · Linz

"I'm not a tech expert, but the interface is so logically designed that I understood everything within 10 minutes."

Manfred H.

Manfred H., 47

Employee, Linz

Transparent & fair

30 days free trial

No risk. No credit card. After your trial period, simply choose your plan.

Basic

Free

Forever · 1 user

  • 1 user
  • 50 expenses / month
  • Monthly overview
  • No export
Start for free
Popular

Family

€ 4.90

per month · billed annually

  • 5 users simultaneously
  • Unlimited expenses
  • PDF & Excel export
  • Priority support
Try free for 30 days

All prices include 20% VAT · Cancel anytime · No hidden fees

Frequently Asked Questions

Everything you need to know

No. FinanzKlar is a pure web application. Simply open your browser (Chrome, Firefox, Safari, Edge) on your PC, tablet or smartphone — that's it. No installation, no updates, no app store.

FinanzKlar does not require any banking credentials. You enter expenses manually or scan receipts. All data is stored encrypted on Austrian servers. We have no access to your bank account.

Yes. In the Family plan, up to 5 people can manage the same household budget together. Everyone sees all expenses in real time. Ideal for couples and families with shared finances.

Any time, without giving reasons — directly in the account section or by email to [email protected]. No minimum contract, no cancellation fee. Your access remains active until the end of the paid period.

Yes. Our support team is available in English and German, Monday to Friday from 09:00 to 17:00 CET at [email protected] or by phone at +43 1 260 80 123.

Get started free

Create your free account

Set up your account in 60 seconds — no payment details required.

No credit card · No commitment · GDPR compliant